We are an independent insurance agency providing a full range of Employee Benefits and Individual Life/Health insurance productswith a commitment to superior customer service. Our agency was established in 1998 in Sarasota, FL, and our agents average over 20 years of insurance experience.
How can we help employers? The
health care law (PPACA) is complex and affects us all in one way or another. We can help you with compliance and provide a comprehensive review of your options, including fully insured and partially self-funded arrangements. The group insurance
market is constantly changing and rates are still increasing. We
specialize in helping both small and large businesses navigate through
this insurance maze. We will assist you in implementing an overall
benefits strategy to evaluate, acquire, and maintain a cost-effective employee
benefits package (including medical, dental, vision, life, disability, H.S.A.,
H.R.A., 401k, and voluntary plan options). You may also look to us if you need corporate benefits to protect you, your business, and key employees. We represent all the major carriers so it allows us the flexibility to customize a benefit package that fits your needs at the best possible price; however, we are more than just an advocate for your company in the insurance market. As part of our service commitment we assist with administration, employee communication and enrollment, and claim issues. We can even provide an employee benefit portal as a valuable tool to assist with these functions. Our clients also have access
to an Employer Portal to assist with a variety of HR topics and compliance.
How can we help individuals and families?
We can help you find the right
plan for your situation, a plan that will give you the most value for your
premium dollar. As our client,
you will be able to rely on us to assist you with any issues that arise with
the insurance company from billing to claims, and the best part is that it
doesn't cost you any extra premium to have an insurance professional on
your side. We will also work with you and provide tools to help you
analyze your insurance needs from medical and dental to life, disability, and
long term care.
How can we help seniors?
The good news is that you've reached your golden years and
can reap the rewards of Medicare. The bad news is that Medicare can be
difficult to understand, and you may be overwhelmed with all the marketing
materials you receive. We will help you sort through the clutter of
information and focus on what you need to know. We can help you
determine what is best for your situation, a Medicare Supplement or a Medicare
Advantage Plan (Part C). Then, based on the medications you take, we
assist you in selecting the most cost effective prescription drug plan (Part
D). You may also have a need for life insurance, annuities, or long term
care insurance. We would be happy to meet with you to discuss your
unique circumstances and provide appropriate solutions.